Independent guide · Updated April 2025
We compared every major UK fuel card on bunker pricing, motorway access, AdBlue support, monthly fees and credit terms. Here are the five best picks for HGV operators in 2025 — plus how to choose.
Ranked on a weighted score of pence-per-litre savings, network relevance to HGV routes, and total card economics for a 10-truck fleet doing 80k miles per truck per year.
Best for: Lowest pence-per-litre for diesel-only HGV fleets
Fixed weekly diesel price set every Sunday
Best for: Owner-operators and growing fleets
Optional bundled telematics and EV roaming via Radius
Best for: HGV fleets needing branded forecourt + bunker
One card for both forecourt and bunkered fuel
Best for: National motorway coverage and EU trips
Premium brand, AdBlue and EV charging on same card
Best for: Mixed HGV + LCV fleets needing maximum coverage
Largest UK acceptance network across all brands
If your trucks operate trunk routes between depots, bunkered (Keyfuels/UK Fuels) wins on price. If drivers refuel ad-hoc on motorways or in cities, you need branded coverage (BP, Shell, Allstar).
A £3/month card fee is irrelevant on a 5,000L/month account. What matters is the headline pence-per-litre after discount. Always compare on net price, not gross.
Even diesel-heavy fleets are starting to add EVs. Cards like Allstar One Electric, Shell and UK Fuels Velocity bundle EV charging — useful when your first electric trucks/vans land.
New limited companies often start on pre-paid (FuelQ, prepaid Allstar). Established fleets get 7–14 day credit. Bunkered networks usually require Direct Debit and may credit-check.
| Card | Network type | Typical saving | Card fee | Best for |
|---|---|---|---|---|
| Keyfuels | 3,500+ bunkered truck sites | Avg 10–15p/L vs pump | From £0.50/card/week | Lowest pence-per-litre for diesel-only HGV fleets |
| UK Fuels (Velocity) | 3,500+ bunkered + motorway access via Radius | Avg 8–14p/L vs pump | From £0.50/card/week | Owner-operators and growing fleets |
| BP Plus Bunker | BP forecourts + UK bunker network | Discount off BP pump price + bunker rate | £2.00/card/month | HGV fleets needing branded forecourt + bunker |
| Shell Fuel Card (Truck) | 1,400+ Shell sites incl. motorways | Pump discount (typically 2–5p/L) | £2.00/card/month | National motorway coverage and EU trips |
| Allstar One | 7,700+ multi-brand UK sites | Negotiated discounts vary by site | £3.00/card/month | Mixed HGV + LCV fleets needing maximum coverage |
For most HGV fleets, Keyfuels and UK Fuels lead on bunkered diesel pricing (fixed weekly rate, large truck-friendly network), while BP Plus Bunker and Shell give the broadest motorway coverage. The right choice depends on whether you prioritise lowest pence-per-litre (bunkered) or maximum forecourt access (branded).
Bunkered fuel cards (Keyfuels, UK Fuels, Certas Energy) give access to truck-only refuelling sites that sell diesel at a fixed weekly wholesale price — typically 8–15p/L cheaper than pump prices. They suit HGVs because the sites have HGV-height canopies, fast-flow pumps and 24/7 access.
Yes — bunkered fuel cards typically save 8–15p per litre versus pump price, and even branded HGV cards (BP Plus Bunker, Shell) usually save 2–5p/L through fleet discounts. On a 40-tonne truck doing 100,000 miles a year, that's £4,000–£12,000 saved per vehicle.
Most do. Keyfuels, UK Fuels, BP Plus Bunker and Shell all support AdBlue on the same card. Some bunkered sites have dedicated AdBlue pumps; others sell IBC containers on account.
Yes. Owner-operators and single-truck businesses can apply for cards like Keyfuels, UK Fuels, FuelQ Platinum and Allstar One — most have no minimum litre requirement, though credit terms vary (pre-paid is easiest for new businesses).
Both are fixed-weekly bunkered networks owned by DCC plc and share much of the same site network (~3,500+ truck-friendly sites). Keyfuels tends to suit larger fleets with established credit; UK Fuels (via Radius) often offers more flexible terms and bundled telematics for smaller operators.
Bunkered cards (Keyfuels, UK Fuels) are NOT accepted at motorway service stations — they only work at dedicated truck sites. For motorway access, pair a bunkered card with a branded card like BP Plus Bunker, Shell or Allstar One.
Tell us your fleet size, monthly diesel volume and routes — we'll recommend the bunkered + branded combination that gives the lowest total cost.